Another option could be a $75 initial annual fee with a $99 annual fee each year after. You could qualify for a $300 credit limit with an annual and yearly recurring maintenance fee of $35 or $59. Like the other Genesis Mastercards, the Milestone Gold has different cardholder agreements depending on your credit history and other qualifying data.įor those approved for a $300 credit limit, there are several cardholder agreements. The Genesis FS Milestone Gold Mastercard is issued by The Bank of Missouri and offers up to a $1,000 credit limit for those who qualify. Separate monthly maintenance fee on certain cardholder agreements.Can pre-qualify without affecting credit score.This card comes with an annual fee of $175 for the first year and $49 each year after, plus a $150 annual fee billed monthly at $12.50 per month. The Destiny Mastercard also comes with a $700 credit limit, which comes with a 35.9% cash advance and an interest rate of 35.9%. The APR for cash advance and purchases are 29.9% or 35.9%, depending on your cardholder agreement. You could also be approved for a card with an initial annual fee of $125 and $49 each year after, plus a monthly fee of $10.40 after the first year, which amounts to $124.80 annually. If you're approved for a $500 Destiny Mastercard credit limit, the annual and yearly fees are either $59 or $125. The APR for this card is 24.9% or 29.9%, and the cash advance APR is 29.9% for all Genesis FS Destiny Mastercard credit cards with a $300 credit limit. You may also get approved with a $75 initial annual fee and then $99 each year after. If you're approved for a $300 Destiny Mastercard, your annual fee billed the first year and each year after is $35 or $59. Your fee amounts and APR vary by the cardholder agreement you're approved for. Even if you charge nothing on the card, you'll still be responsible for paying these fees as long as the account remains active. This credit card comes with an annual fee, and you may also have to pay a monthly fee, which is considered set up and maintenance fees. Depending on your credit history and other criteria, you can get approved for a $300–$700 unsecured credit limit on the Destiny Genesis FS credit card. First, Electronic Bank issues the credit card. The Genesis FS Destiny Mastercard credit card is one solution for people with bad-to-poor credit looking to build a better credit profile. If you see inaccuracies in our content, please report the mistake via this form. If we have made an error or published misleading information, we will correct or clarify the article. Our editors thoroughly review and fact-check every article to ensure that our content meets the highest standards. Our goal is to deliver the most accurate information and the most knowledgeable advice possible in order to help you make smarter buying decisions on tech gear and a wide array of products and services. ZDNET's editorial team writes on behalf of you, our reader. Indeed, we follow strict guidelines that ensure our editorial content is never influenced by advertisers. Neither ZDNET nor the author are compensated for these independent reviews. This helps support our work, but does not affect what we cover or how, and it does not affect the price you pay. When you click through from our site to a retailer and buy a product or service, we may earn affiliate commissions. And we pore over customer reviews to find out what matters to real people who already own and use the products and services we’re assessing. We gather data from the best available sources, including vendor and retailer listings as well as other relevant and independent reviews sites. ZDNET's recommendations are based on many hours of testing, research, and comparison shopping.
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